THE INVESTX BASICS

For those just learning about INVESTX, we have listed some of the most pressing answers about the system. We aim to get you a great overview of the INVESTX system to get started.

What is INVESTX?

INVESTX is a platform for investing in international real estate. Our mission is to democratize access to real estate investment opportunities, curated by a team of real estate professionals.

Ownership of these real estate properties is denominated by digital tokens on the Ethereum blockchain. Ownership in most real estate properties is determined by paper deeds.

INVESTX replaces paper deeds with digital tokens; a new mechanism for asset ownership, based on the Ethereum blockchain. The digitization of the a paper deed into a digital token offers unique advantages in real estate ownership, which are explored in other areas of the FAQ.

Who can invest with INVESTX?

INVESTX is available for almost everyone that is interested to invest in real estate. All citizens of European and North and South American countries, and most of Asian countries, can sign up and invest with INVESTX.

Crypto and Tokens?

INVESTX issues a variety of digital asset tokens; the digital representation of ownership in the LLC/LTD that owns the deed to the property.

INVESTX is the name of the brand and the platform. The company behind INVESTX is CODEC Technologies Group Corp., based in Panama City, Panama.

Each property on INVESTX has its own set of unique Tokens associated with it.

How do I receive my returns?

Payments are paid automatically to Ethereum wallets that hold the INVESTX tokens. Payments go wherever INVESTX tokens are located, so by holding the INVESTX tokens inside your Ethereum wallet, you automatically will be receiving return payments.

Rent is paid in TETHER or USDC, which are US Dollar stablecoins on Ethereum. They are always worth $1.00. Using stablecoins allows for INVESTX token owners to receive their returns income in a stable currencies that does not fluctuate.

For larger investment returns we also offer wire transfer services to any bank of your choosing. Please get in touch with us for the details.

What is tokenization?

‘Tokenization’ refers to the process of defining ownership over something as ownership in a digital token on Ethereum.

Companies like TETHER have produced tokenized Dollars, Paxos has produced tokenized gold and now INVESTX has produced tokenized international real estate.

How does it work?

We curate and select properties that are forecasted to produce a decent ROI and are in a state that will allow the property value to appreciate over time.

Once we have listed a property on our platform we contact a base of potentially interested investors and individuals and distribute a term sheet to them.

Once we have gathered enough critical mass we will launch a token especially for the selected property. The token will then be sold to all interested investors as well as offered to the broader public.

Once funds are secured we will immediately move forward with the property acquisition. The returns from the property operation will be distributed into the digital wallets of the token holders via US Dollar stablecoin.

How does the purchase process work?

Purchasing tokenized real estate is a really easy process!

However, there are a few steps that must be taken first.

1. Sign-up and submit your ID Verification

The first step is to submit a picture of your ID, a selfie, and your preferred Ethereum address to your user-account.

2. Purchase real estate

Browse our Marketplace and select your preferred property to purchase. Pay Pay using your digital wallet, bank transfer or credit card. We will contact you with all the options and details.

3. Sign the Purchase Agreement

Once you have gone through steps 1 and 2, an email will be sent to your inbox from INVESTX with documents to sign. These documents are the legal documents that link the token to the property as well as provide further details as to the structure of the legal ownership of the property.

4. Receive the token(s)!

Once you have signed the Purchase Agreement, your tokens will be delivered to the Ethereum address that you added in step 1.

What can I do with my Tokens?
In addition to owning digital assets, Ethereum enables financial activity via applications built into the platform. Users can use their digital assets inside of Ethereum applications.
 
Trading & exchange, borrowing & lending, derivative and prediction markets are all possible activities on Ethereum that leverage digital assets.

Ethereum applications allow you to retain complete ownership over your digital assets while you use them inside of financial applications.

For example, those that own and hold INVESTX tokens in their Ethereum wallet can use the DEX applications to buy or sell their property on secondary markets.

What are the benefits of tokenized Assets?

INVESTX sells real estate property through the internet, allowing real estate to be purchased from nearly anywhere in the world. INVESTX properties are fractionalizable, so suitable investors can invest any amount that fits their needs.

Additionally, INVESTX has reduced the time to purchase real estate from a minimum of 30 days and numerous steps with third parties, to just 30 minutes and on your phone or computer.

With tokenization, real estate investments can be made affordable to nearly anyone. A single token for INVESTX properties costs between $5 – $150 per token, which are the lowest investment minimums the real estate industry is able to offer.

Traditional pen+paper competitors to INVESTX have $5,000-15,000 investment minimums. Real estate is also a notoriously illiquid industry. By turning real estate into digital tokens, real estate can be accessed by far larger numbers of potential buyers, both due to fractionalization of the tokens and the potential reach of internet-based markets. T

he larger market participants that digital tokens are able to reach increases the liquidity of real estate. Additionally, financial applications on Ethereum offer solutions to accessing liquidity for valuable tokenized assets.

Was there an ICO?

INVESTX has never done an ICO, or any sort of token-sale event other than the sale of Tokens that represent the real estate assets available on the website.

There is not one single token for INVESTX. The INVESTX Tokens referenced are the generic name used for all of the unique sets of tokens that correspond to their specific property.

THE INVESTX BASICS

Our team of highly experienced real estate investors carefully curate real estate opportunities and ensures that you are getting the best real estate investment opportunities available.

How do we select our Properties?

Our team of highly experienced real estate investors carefully curate real estate opportunities on the global market for INVESTX’s customers to invest in.

Properties will range from commercial properties, hotels, islands, and apartment buildings in popular areas to low-cost single-family homes, all with high rental rates.

Each has been renovated, brought up to code, taxes and utilities paid up to date and rented to suitable tenants or operators.

What type of assets does INVESTX tokenize?

INVESTX has chosen residential and small commercial properties to start due to their attractiveness for international investors. However, INVESTX is currently working on adding larger commercial properties, along with hotels and office complexes, in order to generate a more diverse set of offerings to our customers.

Additionally, INVESTX has the opportunity to include other types of real estate and non-real estate assets. Precious metals, company equity, and high-value art are all potential assets able to be tokenized through INVESTX.

Who actually owns the property title / deed?

INVESTX does not tokenize the physical asset. It is currently legally impossible to directly ascertain real estate ownership through tokenization. INVESTX tokenizes interests in a Limited Liability Company (LLC/LTD) that is the sole owner of the asset acquired.

Each asset will be owned by one single LLC/LTD. Tokens represent ownership of a membership interest in the LLC/LTD and this tokenized ownership is bound by the subscription agreement and in the ownership records, making it irrevocable.

The deed to each property is held by the LLC/LTD. Purchasing INVESTX tokens for an LLC/LTD that owns one single deed of a property is simply purchasing your share of that deed.

Who manages and maintains the Properties?

INVESTX outsources Property Management to local professionals. Of course, we still diligently monitor and care for each of the properties owned by the Token Holders.

The property management companies that INVESTX uses are responsible for renting the property, collecting rental income, and maintaining or repairing the property. Costs associated with property management and maintenance are taken out of the rental income paid to INVESTX token holders.

We have chosen to outsource the Property Management for two reasons:

1. It frees up efforts to focus on INVESTX itself —- Property Management is a very time intensive activity

2. We intend to offer properties throughout the Americas, Canada and various countries as we grow.

We continuously monitor all aspects of the properties, from rent and rental rates, to physical conditions, renovations, code compliance, and even landscaping improvements when strategically valuable.

What are your expansion plans?

We are very interested in tokenizing property and other hard assets in all countries where the token system is legally supported, but we will only do so once we can absolutely confirm the irrevocable legal ownership of the assets by INVETX token holders.

What if there are issues with a property tenant?

INVESTX Token holders (Rental Properties) are only paid when rent is collected. If rent is not collected from the tenant, then there is no rent to send out to token holders. However, in the event that a tenant does not pay rent, the property management company is also not paid for their services.

The property management company is only paid for the months that there is a tenant in the property. If a tenant is delinquent on their rent, they will be evicted from the property and replaced with a more creditworthy tenant.

 

Blockchain Technology DRIVEN, compliant, and SECURE INVESTMENT OPTIONS

INVESTX provides investors with a simple, intelligent, and user-friendly method to buy into fractional, tokenized properties, businesses or hard assets. We are leveraging the existing markets and the secure, unrestricted token issuance of Ethereum.

Investing with INVESTX means ownership, easy access to cash flow, and uncomplicated ownership transactions via the Ethereum blockchain.